BUSINESS INSURANCE

Business or Trades Insurance Packages

A business insurance package is designed to cover a large range of businesses and occupations. As every business is different, we can pick and choose some or all the following elements to best suit your needs:

  • Fires & Perils: Repairs to, or replacement of damaged property
  • Business Interruption: Covers loss of trading profit following insured damages to property
  • Theft: Repairs to, or replacement of stolen property
  • Money: Covers the loss or theft of money
  • Public & Products Liability: Your liability to pay compensation for personal injury and property damages caused by you in relation to business activities
  • Glass: For replacing or repairing glass inside and outside your premises including signs and shopfront windows
  • Transit: For stock that is damaged during transit by road, air or sea.
  • Electronic equipment breakdown: For repairing or replacing electronic equipment breakdown
  • Machinery breakdown: Cover for costs associated with machinery breakdown
  • General property: A mobile cover for tools of trade, including laptops and tradesmen tools
  • Tax audit: Cover for costs of being audited by the ATO
  • Employee dishonesty: Covering direct financial loss of the business caused by the dishonesty or fraudulent conduct of an employee during the period of insurance

Commercial, Fleet and Heavy Motor Insurance

Whether you are a tradesman with one vehicle, or a freight company with fleet of prime movers, we have insurance options for you! With access to several specialist commercial, fleet or heavy motor insurers, we can protect your vehicles against motor accidents, storm or theft damages, anywhere in the country.

Professional Indemnity Insurance

Professional Indemnity Insurance protects you and your business against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of professional services. Depending on your policy, Professional Indemnity Insurance can cover:

  • Civil Liability
  • Inquiry Costs
  • Defence Costs
  • Fidelity Cover

Public Liability Insurance

Product Liability Insurance is designed to help protect your business, if your business has to pay compensation for personal injury and property damages you may cause in relation to your business activities. Not all liability risks can be covered under a Business Insurance Package and may need to be placed on a specialist liability policy.

Cyber Insurance

Cyber Protection Insurance is a relatively new form of cover, designed to help protect your business from the financial impact of computer hacking or a data breach.

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